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The Evaluation Criteria
We believe that a successful Peer2Peer financial institution is one that is led by a highly-motivated board and management teams, with superior integrity and professionalism and a commitment to achieve long-term success in P2P business, while maintaining full disclosure and transparency to its stakeholders. The best P2P financial institutions are supported by a sustainable business model with a robust technology platform, which is trusted by its customer base and employs best practices in risk management, supported by rigorous data analysis.
Awards Evaluation Criteria
Peer2Peer Lending Platform
| Dimention | Weight | Indicators - P2P Lending Platform |
|---|
| Management Team |
15% |
- Profile of top management team
- Key investors
- Reputation and involvement of board members
|
| Business impact and size of operation |
15% |
- Registered users and growth
- Market shares in countries of operation
- Lending volume, value and growth
- Employee strength
|
| Financial performance |
15% |
- Revenue growth
- Acquisition cost per customer
- Sustainable revenue model
|
| Customer Experience |
15% |
- Ease and speed of use
- Cost to lenders and borrowers
- Value added services provided
|
| Risk Management |
15% |
- Annual defaults
- Credit analysis processes
- Sustainable risk management
- Loan recovery process
|
| Technology |
10% |
- Technological capabilities
- Level of customisation
|
| Innovation and strategy |
15% |
- Approved and filed patents
- Product differentiation
- Product innovation
- Growth strategy
|
Peer2Peer Payments Platform
| Dimention | Weight | Indicators - P2P Payment Platform |
|---|
| Management Team |
15% |
- Profile of top management team
- Key investors
- Reputation and involvement of board members
|
| Business impact and size of operation |
15% |
- Registered /active users and growth
- Market shares in countries of operation
- Payment volume, value and growth
- Employee strength
|
| Financial performance |
15% |
- Revenue growth
- Acquisition cost per customer
- Sustainable revenue model
|
| Customer Experience |
15% |
- Ease, speed, and acceptance of service
- Cost to customer
- Value added services provided
|
| Risk Management |
15% |
- Transaction security and fraud prevention
- Data security
|
| Technology |
10% |
- Technological capabilities
- Level of customisation
|
| Innovation and strategy |
15% |
- Approved and filed patents
- Product differentiation
- Product innovation
- Growth strategy
|
Crowd Investing Platform
| Dimention | Weight | Indicators – Crowd Investing Platform |
|---|
| Management Team |
15% |
- Profile of top management team
- Key investors
- Reputation and involvement of board members
|
| Business impact and size of operation |
15% |
- Registered /active users and growth
- Market shares in countries of operation
- Funding volume and growth
- Employee strength
|
| Financial performance |
15% |
- Revenue growth
- Acquisition cost per customer
- Sustainable revenue model
|
| Customer Experience |
15% |
- Ease and scale of use
- Cost to business owners and investors
- Value added services provided
|
| Risk Management |
15% |
- Transaction security and fraud prevention
- Business proposition evaluation
|
| Technology |
10% |
- Technological capabilities
- Level of customisation
|
| Innovation and strategy |
15% |
- Approved and filed patents
- Product differentiation
- Product innovation
- Growth strategy
|
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